Terms of Use

1. Acceptance of Terms

By accessing or using the Offshore Cash Protocol interface ("Interface") at offshore.ltd and app.offshore.ltd, you agree to be bound by these Terms of Use. If you do not agree, do not use the Interface.

2. Protocol Description

Offshore Cash is a decentralized, non-custodial privacy protocol deployed on the Ethereum blockchain. The Interface provides a user-friendly way to interact with the Protocol's smart contracts. The Protocol operates autonomously on-chain and is governed by its token holders through on-chain governance.

3. No Custodial Relationship

The Protocol is non-custodial. At no time do we have custody, control, or access to your funds. You maintain full control of your assets at all times. We do not hold private keys, deposit notes, or any other credentials on your behalf.

4. Eligibility

You must be at least 18 years old and not subject to any sanctions by the U.S. Office of Foreign Assets Control (OFAC) or any equivalent regulatory body. The Protocol integrates the Chainalysis OFAC Sanctions Oracle, which blocks sanctioned addresses at the smart contract level.

5. Prohibited Uses

You agree not to use the Protocol for any unlawful purpose, including but not limited to:

• Money laundering or terrorist financing
• Circumventing sanctions or other legal restrictions
• Processing proceeds of criminal activity
• Any activity that violates applicable laws or regulations

6. Risks

Using the Protocol involves significant risks, including but not limited to:

• Smart contract vulnerabilities — despite audits, bugs may exist
• Loss of deposit notes — if you lose your note, funds are irrecoverable
• Blockchain risks — network congestion, reorganizations, or forks
• Regulatory changes — laws regarding privacy protocols may change
• Token price volatility — OFF token value may fluctuate

7. No Warranties

The Interface and Protocol are provided "as is" without warranties of any kind, express or implied. We do not guarantee uninterrupted access, error-free operation, or that the Protocol will meet your requirements.

8. Limitation of Liability

To the maximum extent permitted by law, in no event shall the Offshore Cash contributors, developers, or governance participants be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of funds, data, or profits arising from your use of the Protocol.

9. Governance

The Protocol is governed by OFF token holders through on-chain governance. Protocol parameters, upgrades, and treasury management are subject to governance proposals and voting. No single entity has administrative control over the Protocol after ownership transfer to the governance contracts.

10. Modifications

We may update these Terms at any time. Continued use of the Interface after changes constitutes acceptance of the revised Terms. Smart contract behavior is determined by on-chain code and governance, not these Terms.

11. Contact

For questions about these Terms, refer to the project documentation at docs.offshore.ltd or the governance forum.